Sales are continuing to decline in retail e-commerce in the U.S., according to comScore. These findings are due, in part, to the recession and ongoing credit crunch. To give both consumers and retailers a boost, eBillme recently introduced the eBillme Walk-In program, which allows more consumers to shop online.

As Samer Forzley explains, the Walk-In program lets users shop online with cash without having a credit card or even a bank account. eBillme has partnered with providers such as MoneyGram International to form a network of over 75,000 walk-in locations across the U.S.

Through the program, if a user makes a purchase online, he receives an ebill and then has the option of either paying it through online banking or through one of the physical walk-in locations. Consumers are not required to provide any credit card information or social security numbers. Instead, eBillme only needs an email address.

Since eBillme wants customers to have “total peace of mind” when they shop online, the company also provides special features including a satisfaction guarantee, best price guarantee, and fraud protection.